About Bill Schretter
CLU®, ChFC®, CFP®, ATA®, CFCS®, AEP®, LSSBB®, CFC®, EA®
Helping People Plan Their Life and their Legacy
I am always seeking to live a life of purpose in serving God, Neighbor, and Nature. I have been married for 25 years and have two grown children who are prepared to be productive adults.
"When in college, my healthy father suffered from heart problems and 2 strokes, so I know that unplanned Bad Things Can Happen to Good People" .
I understand that life can change in a single evening.
I understand that there is more to the value of human life than the bank account balances. I help people to achieve a life based on their values, not valuables.
There is value to planning and saving for the future, But there is also value in living and enjoying the moment. The balance of the two creates joy and peace of mind, especially when shared with loved ones.
The greatest destroyer of happiness is Selfishness and Unforgiveness.
Use my professional experience to educate the public about matters associated with personal finance, professional development, and FOCUS ™ Management,
Formal Education:
BS, Business Management- Miami University
MBA, University of Cincinnati
CLU®- Chartered Life Underwriter, The American College
ChFC®- Chartered Financial Consultant, The American College
CFP®- CERTIFIED FINANCIAL PLANNER™, CFP Board 115542
ATA®- Accredited Tax Advisor, Certificate #1101120335
LSSBB®- Lean Six Sigma Black Belt – Certificate # 19111513,
CFCS®- Certified Financial Crimes Specialist since 2022
CFP Board Ambassador™ from 2015 to 2024.
AEP®- Accredited Estate Planner. Member 149941
Intuit Certified Tax Professional™ – Certificate # 82320845
Ohio Life & Health Insurance Agent, License #601605, since 2002
CFC®- Certified Financial Counselor Institute
IRS Enrolled Agent - 157848
CFI FMVA Certification - In process, expect completion Fall 2025
Career Experience:
1998-2001 Fidelity Investments – Equity and Options Trader
2001- 2002 AIG Pinnacle Tax Advisors – Financial Advisor
2003-2007 Northwestern Mutual Insurance Company- Compliance Manager
2007-2012 Capital Analysts, - Compliance Manager
2012-2015 Raymond James Financial Services, - Financial Advisor
2015-2018 Key Private Bank, Southwestern Ohio- Regional Financial Planner
2012- Present Life-Legacy Services – Crafting Your Legacy Message™
2017- Partner- BSBPartners LLC
2018-2022 Founder-Life-Legacy Financial Counsel, Inc.,
2019-Present- University of Cincinnati- Adjunct Faculty
Professional and Community Service:
Bill is a board trustee of the J24Charity Trust and is on the Board of Directors of several other local 501c3 organizations. Bill is a graduate of Leadership Warren County and the Cincinnati Leadership Council BOLD Program™
Bill is a board member of several professional organizations. Bill has been involved in both the Boy Scouts of America and was past board member of the Girl Scouts of Western Ohio and the Cincinnati Jaycees. Bill is the Board Chair for Never The Less Inc, a 501c3 organization that serves the educational and career needs of at-risk teenage girls. He volunteers as the President of the Miami University Alumni Association in Dayton Ohio.
Publications and Projects:
Creator of the 5P Customer Service Audit Process™
Creator of the 5Q5 Personality & Risk Assessment Tool™
Creator of the 5P Business Succession and Valuation Planning Process™
Published author and researcher on the topics of Legacy Planning and maintenance of Generational Wealth and Impact on Personal Life Purpose. - See below
Creator of The Legacy Message™- A Message of Love, Appreciation, and Advice that you leave behind for Future Generations™
https://voyageohio.com/interview/inspiring-conversations-with-bill-schretter-of-life-legacy-services
https://daytonstartupweek2016.sched.com/billschrettercluchfccfp
https://www.gswo.org/en/discover/our-council/board-of-directors.html
https://www.financialplanningassociation.org/sites/default/files/2020-07/2016%20FPA_AnnualReport.pdf
https://www.letsmakeaplan.org/financial-topics/newsletter/2022/february-2022
https://m.facebook.com/CFPLetsMakeAPlan/posts/301190142042415/
https://www.macombdaily.com/2021/04/14/savvy-financial-planning-sooner-means-more-money-later/
https://issuu.com/cincyflip/docs/fpa_flipbook_70b2aa8b1085c2
https://www.usnews.com/banking/articles/how-to-switch-banks-a-step-by-step-guide
https://www.nytimes.com/2019/08/30/business/credit-card-flexible-payments.html
https://www.kitces.com/blog/why-arent-checklists-a-financial-planning-standard/
https://mindpeacecincinnati.com/wp-content/uploads/MindPeace-Senior-Packet-Final.pdf
To Learn More - Contact Bill@BillSchretter.com